Medigap Insurance Policy

Medigap Insurance is a Medicare Supplement Insurance Plan that can help you pay the costs associated with healthcare that Medicare insurance won’t pay. Many, but not all health care services and supplies are paid by Medicare.

Items not covered by Medicare Part A or B can include:

  • Deductibles
  • Copayments
  • Coinsurance
  • Custodial Nursing Home Care
  • Dental Care, including dentures
  • Eye Exams
  • Hearing Aids
  • Routine Foot Care
  • And more. Talk to an agent for a full list of items or ask your specific coverage questions.

If you’re interested in getting a Medigap Insurance Policy, our agency can help you shop private carriers to find you the right policy at the right price.

So how does Medigap Work?

If you have medical costs that are covered by Medicare, your Medicare policy will pay the Medicare-Approved amount (typically, less than the actual amount of your doctor’s bill, then you’re responsible for the rest), then your Medigap Policy will pay its share.

When Can I Buy Medigap Insurance?

The best time to buy a policy is during Medicare Open Enrollment. You first become eligible for Medicare at age 65.

How Much Is Medigap Insurance

The cost of your plan will depend greatly on which plan you choose. There are many plans including Plan F, G, N, Medicare Advantage as well as understanding and getting Part D for prescription drugs if you need them. There are many supplement plans to choose from so pick a plan that is the right fit for your budget and needs.

What Are The Different Medigap Plans?

There are 10 different Medicare Supplement Insurance Plans that are available in most states through private health insurance. Those plans are: A, B, C, D, F, G, K, L, M and N.

What Supplement Plan Is Right For Me?

Only you can decide what Medicare Supplement Plan is right for you. A licensed agent in our office can help you navigate your choices, but ultimately, only you can choose what’s right.

Does It Cost More To Go Through An Agent?

No, it does not cost you anything to come through our agency to help you with your Medicare and you will not pay more for the plan.

How Do I Choose a Medigap Company?

Your agent will go over each plan and help you find an insurance company that fits your needs and budget. They will then help you with signing up for that plan and paying for it.

To setup an appointment with an agent in our office, please click the link above or fill out the quick contact form to the right. You may also call us anytime during business hours. We’re excited to help you find a plan and look forward to hearing from you.